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14. Olivia is considering membership to the Regional Teachers' Credit Union so
that she can save money on a loan. The credit union will lend her $8,000 for 3
years at 2.25% APR. The same loan at her savings bank has an APR of
2.9%. How much would Olivia save in finance charges if she joined the credit
union and took out her loan there? Round to the nearest ten dollars.