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Now that you’ve graduated from college and got a full-time job that pays $51,212 a year, you’ve decided to stop using the credit card altogether and start paying it off. Assume your APR is 19.9% and that you want to pay the card off in 12 months. Use this information and the credit card calculator from Bank Rate to answer these questions.

What would be your monthly payment if you are aiming to pay the card off in 12 months?