Complete the text with the verbs below. There are two words that you do not need to use.
spend,earn,expense,repay,buying,need,save up.
If you want to avoid owing money, you need to learn to 1 _______________ wisely and avoid
2 _______________ costly things you don't really need. When you budget, you need to take into account how much you 3 _______________ and how much goes out on essentials. If you
4 _______________ expensive items such as a new washing machine, you will have to
5 _______________ for them instead of purchasing them on a credit card.