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If we think of health insurance as a right (such as K-12 education which is available to all children regardless of their social and economic background), then which of the following is a more reasonable design of health insurance system? a) Allow insurers to reject applicants with pre-existing conditions. b) Give insurers all the freedom to maximize their value. c) Allow insurers to use whatever underwriting factors that they deem necessary to sort risks and charge corresponding premiums. d) Have the government step in and offer various forms of subsidy to people who have difficulty obtaining health insurance.
Sagot :
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