Casey has been saving for a new car and is ready to make a purchase. having a substantial amount to put down as a down payment, casey approaches the car dealership. the salesperson and the loan officer view casey's willingness to make a high down payment positively. why would casey be considered a lower risk by the lender for planning to make a high down payment?

a. it shows that casey prefers a high-interest rate.
b. it shows that casey is committed to paying off the loan.
c. it shows that casey may not need a loan at all.
d. it shows that casey might refinance the loan soon.