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In the context of companies' attempts to encourage nonsmoking among employees, which of the following is true of the Health Insurance Portability and Accountability Act (HIPAA)? A. HIPAA requires firms to offer alternatives for their employees who are smokers to avoid a surcharge for a health insurance policy. B. HIPAA allows insurance firms to charge smokers up to 50% more than nonsmokers for a health insurance policy. C. HIPAA requires insurance firms to encourage nonsmoking among their employees by providing free smoking-cessation programs. D. HIPAA allows firms to require their employees to actually quit smoking in order to continue employment
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