Get expert advice and insights on any topic with IDNLearn.com. Get accurate answers to your questions from our community of experts who are always ready to provide timely and relevant solutions.

We used the concepts of principal and interest to adjust the__________________ in a way that conforms with actual financial market practice, producing a return measure called the:
- Discount ratio, return ratio.
- Nominal discount ratio, real discount ratio.
- Return ratio, annual return ratio.
- Annual return ratio, annual interest rate.