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Which of the following is true for calculating the future value of multiple cash flows? a) You can only find the FV of multiple cash flows if the payments occur with the same regularity. b) To find the FV of multiple cash flows, add the PV of each cash flow together and use the total in the formula for FV. c) It is simpler to find the FV of irregular cash flows than of annuities. d) You must choose the same point in the future for each individual cash flow to determine the FV of multiple investments.
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