HELP ME PLEASE 30 POINTS TO WHO EVER ACTULLY ANSWERS PLUS BRAINLEST





Money Watch
Does your paycheck seem to disappear as soon as you get it? Then it's time for a budget. A budget helps you track where your money goes. It can help you decide how to save and spend money wisely.

Get Your Records
To make a budget, first gather up your bills and receipts for the past month. Include even small receipts such as coffee and movie rentals. If you don't have a receipt for something, write down the amount on a piece of paper. Try to have a record for each thing you bought.

Make Categories
Next, write down seven or eight general categories in which you spend your paycheck. List them across the top of a long piece of paper. Here are some examples of categories you might include. Food and rent are two. Did you have medical expenses last month? Make that a separate category. Clothing is another one. Make a "loan repay" category if you have car or school loans. Some people put money into a savings plan. This is another category.

Then, separate your bills and receipts into your categories. Next, write down each amount under the right category on your paper. A grocery store receipt goes in the "food" category, for example.

After you record all of the amounts, add them up. First, add up the items in each category. Then, add up the totals for all the categories. Compare your paycheck with your expenses. Are they close? Have you spent more than you earned?

Review Your Expenses
Finally, use your budget to control your spending. It will help you see where your money is going. Little expenses, such as eating out, can add up. Once you see that you spend too much in one area, you can start setting limits for yourself.

1
Click on the best summary of the passage.
A.
A budget can help you make wise decisions about spending. You'll need to collect copies of your bills and receipts. Try to remember all of the little expenses. If you don't have a receipt, write the amount on a piece of paper. Your next step is to write down seven or eight categories in which you spend your money.
B.
A budget can help you make wise decisions about spending. First, collect copies of your monthly bills and receipts. Next, write down areas where you spend your money. Then, separate your bills and receipts into your categories. Record your expenses and add them up. Use the budget to control your spending.
C.
A budget can help you make wise decisions about spending. Compare your paycheck with your expenses. You might find that you've spent more money than you've earned. You can use your budget to control the amount of money you spend each month. You can start to see how small expenses add up.