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First : 5.75% of $5000 is 287.5. 287.5 * 24 = 6900
And 6.55 of $5000 is 325. 325 * 36 = 117000
If she takes the first option it would be better because it is nearer to what she can afford. It is also better because it helps her make more than 5000 in less time.
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