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Banks and credit unions are both financial institutions that offer products and services such as checking accounts and loans to help you manage your money. But while banks are for-profit institutions anyone can do business with, a credit union is a nonprofit that only offers services and products to its member-owners.
While these two institutions offer many similar products, there are fundamental differences in how they operate. The table below provides some basic insight into the difference between credit union and bank products and services.
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