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Answer: c. Complex Needs Analysis
Explanation:
The Complex needs analysis method is the most probable assessment method used by Christie on account of her dependents. Christie has a child who has Autism which means that she has to factor in the various costs associated with with managing the condition as the child grows.
These are complex needs which is why the complex needs approach is best. The other approaches do not take into account (at least not adequately), the needs of the child so aren't the best fit.
For Christie who calculates her life insurance needs taking into account her autistic child and her stay-at-home father, the method that Christie most likely used to arrive at her calculation is the Complex Needs Analysis.
Complex Needs Analysis is a way of calculating how much insurance a person needs based on his or her present condition.
It takes into consideration factors like the future cost of education, and inheritance to be bequeathed on offsprings.
In Christie's case, factors like her autistic child and her needs were put into consideration. Therefore, Christie most likely used the Complex Needs Analysis methods.
Other methods that can be used to calculate insurance needs are Human Life Value and Income Multiple methods.
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