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Prescott Bank offers you a five-year loan for $75,000 at an annual interest rate of 6.8 percent. What will your annual loan payment be

Sagot :

Answer:

$18,193.95

Explanation:

Interest rate = 6.8% = 0.068

Number of years = 5

Capital Recovery Factor = (A/P ,I, N) = (i*((1+i)^N)) / (((1+i)^N) - 1)

Capital Recovery Factor = (A/P,6.8%,5)

Capital Recovery Factor = (0.068* (1.068^5)) / ((1.068^5) - 1)

Capital Recovery Factor = 0.242586

Annual loan payment = $75,000 * Capital Recovery Factor

Annual loan payment = $75,000 * 0.242586

Annual loan payment = $18,193.95