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The correct answer is C) Owes her money.
A civil trial would be most likely to result if Mary says that Ann owes her money.
In legal terms, we are referring to a civil trial when there is a legal dispute in a civil matter, which means that two parties need to resolve a difference between them.
A party has to file a complaint paying a fee to start the process. In this case, it is a civil case because it is a problem between two civilians, Mary and Ann, Mary stating that Ann owes her money.
Other types of civil cases are contract disputes, property disputes, and divorces.
The other types of cases in the United States are legal Criminal cases.