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Answer:
$11091.23
Step-by-step explanation:
Reword the situation:
She purchased a car for 18791 dollars 39 months ago.
As the 39 months passed she has been paying 197.43 a month.
How much does she still owe for her car?
First find out how much she's paid so far.
For 39 months she has been paying 197.43 a month
So, so far she's payed a total of 197.43 * 39 = 7699.77 dollars
Now subtract amount she's paid so far from total price of car.
18791 - 7699.77 = 11091.23
She still owes 11091.23