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Donnie is saving up money for a down payment on a motorcycle. He currently has $4086, but knows he can get a loan at a lower interest rate if he can put down $4962. If he invests the $4086 in an account that earns 5.9% annually, compounded monthly, how long will it take Donnie to accumulate the $4962? Round your answer to two decimal places, if necessary.

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Answer:

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