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To pay with a credit card if you have a hard time sticking to a budget is not a successful budgeting strategy.
A budgeting strategy refers to those strategy employed to plan and manage one's budget accordingly.
Hence, the Option B is correct.
Missing options "Keep some extra money in your budget for emergencies, Pay with a credit card if you have a hard time sticking to a budget , Think about which items are your most important needs, Revisit your budget regularly and make adjustments"
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