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A (good way to save money): If you shop smart, you can pick up amazing deals like BOGO's, 50% Off, 60 or even 70% off and yet you can still get so many brand that people enjoy
B (good way to save money): If you have a good credit card company, you can earn free rewards or even cheaper rewards for things that can cost large amounts
C (helps save lots of money): This is almost like paying another bill every month, where you set aside a certain amount every month for in the future like vacations or when you hit retirement. This could also be considered the answer because that could also bring to the lack of able to pay all bills needed
D (this is where I think the answer could be possible): Some people make "goals" of spending hundreds of dollars on shopping mall trips or goals of purchasing tons of things that want and can cost thousands of dollars, which is considered a waste of money