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All of the following are drawbacks of credit, except:
Spending more than you can afford
Bankruptcy
Poor credit rating
Financial discipline
When something is said to be a drawback,then it means that it is a disadvantageand you were asked to show the answerchoicethat was not one of those disadvantages.
Therefore, financialdiscipline is NOT a disadvantage of credit because it leads people to spend more than they can afford, have poor credit rating, enter bankruptcy, etc
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