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Explaining Look at the budget you prepared on page R5, and see
if you can increase the amount you’re saving. If so, what type of
savings vehicle or investment will you use, and why?
The biggest difference between saving and investing is the level of risk taken. Saving typically results in you earning a lower return but with virtually no risk. In contrast, investing allows you the opportunity to earn a higher return, but you take on the risk of loss in order to do so.
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