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The deductible is the amount one pays towards the auto insurance
The complete statement is: a lower auto insurance deductible usually means a higher premium
When an insured loss or disaster happens, the amount one pay towards the loss is referred to as the deductible
As a general rule, the more the deductible, the lower the premium; and vice versa.
This means that: a lower auto insurance deductible usually means a higher premium
Hence, the text that completes the statement is premium
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