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The true statement is that most insurance plans encourage the use of In-Network doctors by offering lower costs on most services they perform.
An HMO is regarded as an acronym that is used for “Health Maintenance Organization”. It is know to be companies that has been given the power to solely to manage the provision of health care services to the people.
The use of the in-network option is one that tends to save money. The Providers in your network are known to have a form of agreements with your insurance company that tends to make one to save money.
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