1. What is a FICO score and why is it important? What is the median FICO score?

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01-05-2022
Business

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1. What is a FICO score and why is it important? What is the median FICO score?

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Sophiarobeyidn Sophiarobeyidn · Answer 1 · 2022-05-01T13:31:57-04:00

Sophiarobeyidn Sophiarobeyidn

01-05-2022

The FICO® Score is used by lenders to help make accurate, reliable, and fast credit risk decisions across the customer lifecycle.

The score helps lenders determine how likely you are to repay a loan in turn, affects how much you can borrow, how many months you have to repay, and how much it will cost.

In the U.S. it rose to 714 in 2021 higher then the average FICO® Score of 710 in September 2020

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