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The journey to Ellis Island, the New York immigration reception point from 1892, usually began with receipt of a pre-paid ticket from a family member already settled in America. Those that could afford to buy their fare themselves were small in number. Steerage fares between 1880 and the start of World War 1 held fairly steady at £4-£5 which was equal to half the annual income of a labourer.The problem for many of those who wanted to emigrate was that they couldn't find any regular employment in the first place. Without steady income, saving such a fare could be difficult if not impossible.
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