Answered

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Insurance protects you from liability and allows you to provide for your own and others' long-term needs. But what if you never need the insurance? You wind up putting out a lot of money and you get nothing out of it. Which kinds of insurance do you think are worth the cost? Which are not?

Sagot :

Life , Health , Car are considered to be very important insurance ,  Rental Car Damage , Travel Insurance has no usage.

What is Insurance ?

Insurance is safe guarding any thing which has some monetary or emotional value to it , It can be life , health , car , house , your gold etc.

Insurance protects you against something you can never predict .The life is unpredictable and Insurance is a cover to that .

As given in the question , a person can be lucky enough that he never gets to use the money that he invested in the Insurance , but not investing due to this is wrong.

This is not difference of opinion but lack of prediction of future and lack of understanding the needs of life.

Life , Health , Car , Home , Fire etc . insurance that protects the basic amenities of life are considered to be very important ,

while nowadays insurance of Rental Car Damage , Travel Insurance , these are some which has no usage beyond the fact that they cover nothing.

To know more about Insurance

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