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I did not begin life with money My origins were modest. Grandpa Tako had always worked in blue-collar jobs, while Grandma Tako was a low-wage office worker. We didn't have much, yet it was sufficient. I grew up wearing clothes passed down from my cousins. We ate out only on rare occasions, usually at low-cost establishments where my parents didn't have to tip. In my youth, McDonald's and Taco Bell were considered fine eating.
For the first 16 years of my life, my net worth was practically zero. I had no money and no income because I didn't have a job or an allowance. As a youngster, my first part-time work was as a dishwasher at a neighborhood restaurant. I was paid the minimal wage. That was my first actual work experience.
I had saved $7,000 for college by the time I graduated from high school. College was paid for via savings, part-time employment, and student loans. I was $50,000 in debt when I eventually graduated in 2000. Along the way, I learnt some valuable things.
In approximately 13 years, how did I go from being a broke student to being worth more than $2 million? Mostly by being a good saver and marrying someone who is a good saver. Sure, there have been occasional investment gains throughout the years, but the most of the credit is due to saves.
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