since 2002, a real estate broker has had an understanding with two of the five mortgage lenders in town. the broker recommends only those two lenders to clients and does not tell clients about any other lenders. in return, the recommended lenders pay for the vacations the broker offers sales associates as rewards for high performance. based on these facts, which of these statements is true?

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07-09-2022
Business

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since 2002, a real estate broker has had an understanding with two of the five mortgage lenders in town. the broker recommends only those two lenders to clients and does not tell clients about any other lenders. in return, the recommended lenders pay for the vacations the broker offers sales associates as rewards for high performance. based on these facts, which of these statements is true?

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D. The broker's arrangement with the lenders is an illegal kickback under RESPA.

What is lenders ?

A lender is a person, a group (public or private), or a financial organization that provides money to a person or business with the expectation that the money will be paid back. Any interest or fees must be paid as part of the repayment.

Repayment can take place in installments (like a monthly mortgage payment) or as a lump sum. A mortgage is one of the biggest loans that customers obtain from lenders.

A lender is anyone who makes money accessible to a person or company with the idea that they will pay them back, whether they are an individual, a public or private organization, or a financial institution.

Repayment involves paying any interest or fees.

Repayment may take place in lump sums (like a monthly mortgage payment)

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What is lenders ?

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