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The D. additional living expenses coverage of a home insurance policy would cover accidental damage to another person's property by a member of your family.
Which sorts of damage are often covered by homeowner's insurance?
In the event of damage, a typical homeowners insurance policy will pay for the replacement or repair of your house and its contents. That typically covers harm brought on by fire, smoke, theft, vandalism, or natural disasters like lightning, wind, or hail.
Damage from termites and other insects, birds or rodents, rot, mold, and normal wear and tear are not covered. Additionally excluded from coverage is harm brought on by smog or smoke from industrial or agricultural activity. This is typically excluded and won't be covered if anything is poorly manufactured or has a concealed flaw.
To know more about insurance policy, refer:
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