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Meaning/Definition Branch banking is an extension of the services provided by the parent financial institution at a different location to establish a close connection with the clients.
Retail banking is a type of financial organization that provides people with basic banking services. Functionality Branch Banking provides the services that were previously handled by the parent company at its headquarters. The branch banks of them will provide the same service if the parent firm is an investment bank. Checking and savings accounts are created with the aid of retail banking that meets customer demands. It might aid in financing personal loans. Few things that retail banks can provide are credit cards and debit cards. Decision-Making Power Branch Banking's decision-making authority is constrained, and it frequently relies on the main office for decisions.
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