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Sagot :
Final answer:
The Entire Contract Provision prevents insurers from changing contract terms without including them in the policy, safeguarding policyowners' rights.
Explanation:
The provision that prevents an insurer from changing the terms of the contract with the policyowner by referring to documents not found within the policy itself is the Entire Contract Provision. This provision ensures that the contract terms remain clear and transparent, protecting the policyowner's rights.
Learn more about insurance contracts here:
https://brainly.com/question/32115749
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