Un asegurador elige una calificación en función de cómo el solicitante encaja en una determinada clase de asegurados que tienen exposiciones similares. ¿Esto describe qué método de calificación?

A. Calificación del costo de pérdida
B. Calificación manual
C. Calificación de mérito
D. Calificación de juicio

Question

28-06-2024
Business

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Un asegurador elige una calificación en función de cómo el solicitante encaja en una determinada clase de asegurados que tienen exposiciones similares. ¿Esto describe qué método de calificación?

A. Calificación del costo de pérdida
B. Calificación manual
C. Calificación de mérito
D. Calificación de juicio

Sagot :

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GinnyAnsweridn GinnyAnsweridn · Answer 1 · 2024-06-28T21:55:06-04:00

Final answer:

The method of rating where an insurer selects a rating based on how the applicant fits within a class of insureds with similar exposures is called merit rating.

Explanation:

Calificación de mérito es el método de calificación en el cual un asegurador elige una calificación basada en cómo el solicitante encaja en una clase de asegurados con exposiciones similares. Por ejemplo, los descuentos en seguros de auto para conductores no bebedores o para estudiantes con un promedio de calificaciones de B o mejor representan la aplicación de este método.

Learn more about Insurance rating methods here:

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Final answer:

Explanation:

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