To determine which person would most likely receive the lowest Annual Percentage Rate (APR) on a credit card offer, we need to consider their credit scores. Generally, the person with the highest credit score is seen as the least risky for lenders and is therefore likely to receive the lowest APR. Let's analyze the given credit scores step by step.
Here are the listed credit scores:
- Michael has a credit score of 700.
- Cynthia has a credit score of 550.
- Tommy has a credit score of 600.
- Louise has a credit score of 780.
To find out who has the highest credit score, we compare these values:
1. Michael's score is 700.
2. Cynthia's score is 550.
3. Tommy's score is 600.
4. Louise's score is 780.
Clearly, Louise has the highest credit score of 780 among all the borrowers.
Since the person with the highest credit score is likely to receive the lowest APR on a credit card offer, the answer is:
Louise with a credit score of 780.
