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Practice Activity

Chapter 24: Health Insurance (Week 3) - Quiz

Blue Cross and Blue Shield health insurance plans are generally well-known examples of early years of:

a. Indemnity-type insurance plans.

b. Employer-sponsored insurance plans.

c. Health maintenance organizations.

d. Commercial health insurance plans.

Sagot :

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Final answer:

Indemnity-type insurance plans, exemplified by Blue Cross and Blue Shield, offer flexible coverage with cost reimbursement options, contrasting with fixed copay amounts in other insurance models.


Explanation:

Blue Cross and Blue Shield health insurance plans are generally well-known examples of the early years of indemnity-type insurance plans. These plans involve paying a fee for coverage and then a portion of the costs, rather than a set amount like a copay. They provide more flexibility in choosing healthcare providers. Indemnity plans are a traditional model of health insurance.


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