Let's analyze the structure of the table given in the problem statement to answer the question about merged cells.
[tex]\[
\begin{array}{|l|l|}
\hline \multirow{3}{*}{ \text{Shared Bills} } & \text{Rent} \\
\cline { 2 - 2 } & \text{Electric Bill} \\
\cline { 2 - 2 } & \text{Water Bill} \\
\hline \text{Individual Bills} & \text{Cell Phone} \\
\cline { 2 - 2 } & \begin{tabular}{l}
\text{Health} \\
\text{Insurance}
\end{tabular} \\
\hline
\end{array}
\][/tex]
1. Inspect the cell "Health Insurance":
- We see that "Health Insurance" spans two lines within one cell. This indicates that these two words are possibly merged into a single cell spanning multiple rows.
2. Inspect "Individual Bills":
- "Individual Bills" appears only in a single cell with two possible entries "Cell Phone" and "Health Insurance" appearing directly below it. There is no indication that "Individual Bills" is merged because it represents a category that affects only its corresponding row.
3. Review the options given:
- The statement "Health Insurance" is merged, but "Individual Bills" is not merged is aligned with our observation where "Health Insurance" appears as a merged cell but "Individual Bills" does not span multiple rows or columns.
Thus, based on a detailed inspection of the table and the question asked:
The correct statement describing some of the cells in this table is:
"Health Insurance" is merged, but "Individual Bills" is not merged.
