To determine which categories of monthly expenses change from month to month and could be altered based on daily spending habits, we need to consider which expenses are fixed and which are variable.
Fixed expenses are typically consistent and do not fluctuate. These include:
- Rent
- Car payment (inclusive in "Car/insurance/gas")
- Renters insurance
Variable expenses can change depending on individual spending habits. These include:
- Entertainment
- Groceries
- Discretionary spending
Therefore, the categories that change from month to month and could be altered based on daily spending habits are:
- Entertainment
- Groceries
- Discretionary spending
