What type of insurance policy allows people to transfer future, unforeseen medical expense risk to an insurance company?

A. Disability Income policy
B. Medical Expense policy
C. Long-Term Care policy
D. Accelerated Benefits policy

Question

Nrblume2001idn Nrblume2001idn

08-08-2024
Health

Answered

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What type of insurance policy allows people to transfer future, unforeseen medical expense risk to an insurance company?

A. Disability Income policy
B. Medical Expense policy
C. Long-Term Care policy
D. Accelerated Benefits policy

Sagot :

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GinnyAnsweridn GinnyAnsweridn · Answer 1 · 2024-08-08T14:39:15-04:00

Final answer:

Health insurance allows individuals to transfer future medical expense risk to insurance companies through policies like Medical Expense and Long-Term Care.

Explanation:

Health insurance is a type of insurance policy that allows people to transfer future, unforeseen medical expense risk to an insurance company. One example of this is a Medical Expense policy, where individuals pay premiums to mitigate the financial impact of potential medical treatments. Additionally, Long-Term Care policies also fall under this category, offering coverage for extended medical care needs.

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