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Final answer:
To get reduced insurance premiums, maintain a good driving record, drive under a certain mileage annually, take advantage of low mileage discounts, and consider purchasing homeowners and auto coverage from the same insurer.
Explanation:
Reduced insurance premiums are usually offered to drivers who fall into lower risk categories. Factors that can contribute to reduced premiums include maintaining a good driving record, driving under 12,000 miles yearly, and taking advantage of low mileage discounts. Additionally, purchasing homeowners and auto coverage from the same insurer can also lead to reduced premiums.
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