To determine which person would most likely receive the lowest APR (Annual Percentage Rate) on a credit card offer, we need to compare the credit scores listed for each borrower. Generally, a higher credit score indicates a better creditworthiness, which often results in receiving a lower APR on credit card offers.
Here is the table of the borrowers and their credit scores:
[tex]\[
\begin{array}{|l|c|}
\hline
\text{Borrower} & \text{Credit Score} \\
\hline
\text{Michael} & 700 \\
\hline
\text{Cynthia} & 550 \\
\hline
\text{Tommy} & 600 \\
\hline
\text{Louise} & 780 \\
\hline
\end{array}
\][/tex]
1. Michael has a credit score of 700.
2. Cynthia has a credit score of 550.
3. Tommy has a credit score of 600.
4. Louise has a credit score of 780.
Next, we identify the highest credit score among these borrowers:
- Michael's score is 700.
- Cynthia's score is 550.
- Tommy's score is 600.
- Louise's score is 780.
Comparing these scores, Louise has the highest score of 780.
Since the highest credit score generally results in the lowest APR on a credit card offer, Louise, with a score of 780, is most likely to receive the lowest APR.
Thus, the person most likely to receive the lowest APR on a credit card offer is:
Louise.
