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Identity theft can be detected on a credit report through the presence of an account you didn't open. To combat identity theft, victims should close unauthorized accounts, remove fraudulent charges, and correct credit reports.
An account you didn't open would be identified as a sign of identity theft when viewing a credit report. This indicates that someone has wrongfully acquired and used your personal information without permission, leading to fraudulent activities under your name.
Identity theft involves thieves accessing personal information like social security numbers or passwords to make unauthorized transactions and create accounts in the victim's name.
To address identity theft, it is crucial to close any new accounts opened with your stolen identity, remove any bogus charges from your accounts, and correct your credit reports by contacting the credit bureaus.
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