Answered

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Insurance policies are offered on a "take it or leave it" basis, which makes them:

A. Conditional Contracts
B. Aleatory Contracts
C. Unilateral Contracts
D. Contracts of Adhesion

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GinnyAnsweridn

Final answer:

Insurance policies offered on a "take it or leave it" basis are Contracts of Adhesion.


Explanation:

Insurance policies offered on a "take it or leave it" basis fall under the category of Contracts of Adhesion. These contracts are drafted by one party (the insurer) and presented to the other party (the insured) on a "take it or leave it" basis with no room for negotiation.


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